Tactics South Florida Auto Insurers Use To Dispute And Deny Your Fort Lauderdale Auto Accident Claim
Auto accidents in South Florida are unfortunately common and can result in heavy property damages and personal injuries. Drivers pay high premiums for mandatory auto insurance coverage and, in the aftermath, you expect your own or the other driver’s coverage to help cover your losses.
It can come as a shock when insurers deny or dispute your claim, but this is common practice in the industry. Our Fort Lauderdale auto accident attorney has successfully represented injured victims throughout South Florida for over 40 years. We explain the tactics insurance companies use to avoid payouts, which cut into their profits, and how to fight back.
Common Insurance Company Tactics After a Fort Lauderdale Crash
Under the Florida Statutes, drivers in the Sunshine State are required to carry a mandatory minimum of auto insurance liability coverage. This protects them and other drivers on the road in the event a crash happens.
However, keep in mind insurance companies are profit-driven businesses. The less they pay out, the more they get to keep for themselves. When an auto accident in Fort Lauderdale happens, they rely on a variety of tactics to avoid or reduce payouts:
- Blaming you for the accident;
- Disputing your injuries;
- Requesting excessive documentation;
- Offering quick, lowball settlements;
- Surveilling your social media or using private investigators to try to discredit you;
- Delaying claim responses to frustrate you into accepting less or giving up completely.
These strategies are meant to wear you down, not help you recover. If you are facing pushback from an insurer, having an experienced South Florida auto accident attorney on your side can level the playing field.
How To Fight Back And Get The Compensation You Need To Recover From Fort Lauderdale Auto Accident Injuries
Auto insurance rates in Florida are the highest in the country, according to the Insurance Information Institute. Denying and disputing accident claims helps the industry in making billions of dollars in profits each year.
When dealing with claims adjusters and other insurance company representatives, you have the right to fight back. Our Fort Lauderdale auto accident attorney recommends the following steps:
- Report any accident immediately to the police and get a copy of the police report;
- Gather evidence at the scene to support your claim, such as photos and contact info for witnesses;
- Get medical attention as soon as possible and follow all doctor instructions;
- Report the accident to your insurer and review the terms of your policy;
- Refuse to give recorded statements or sign any documents without speaking with an experienced South Florida auto accident attorney first.
To Get The Maximum Amount You Are Entitled To, Contact Our Experienced Fort Lauderdale Auto Accident Attorney
When auto accidents in Fort Lauderdale happen, insurers often try to deny or dispute your claim. At Boone & Davis, we have spent decades protecting the rights of South Florida residents in dealing with these companies. To get the maximum amount you are entitled to, contact our office. Request a consultation today with our experienced Fort Lauderdale auto accident attorney.
Sources:
leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.7407.html
iii.org/fact-statistic/facts-statistics-auto-insurance
