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Category Archives: Business Interruption Insurance

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Contingent Business Interruption Coverage

By Boone & Davis |

Business interruption insurance is specifically designed to cover any loss of income experienced by a policyholder because of the loss or damage of business property. In most cases, these policies come into play when a business owner’s actual premises are damaged. It is, however, possible in some situations to obtain contingent business interruption (CBI)… Read More »

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Interpreting Your Business Interruption Insurance Policy

By Boone & Davis |

The specific coverage provided under business interruption insurance is determined by the language of the policy itself. For this reason, business owners who have experienced financial losses during the COVID-19 pandemic and also have business interruption insurance policies are often encouraged to carefully review their policies, being careful to note details about the definition… Read More »

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Recovering Lost Business Expenses

By Boone & Davis |

In addition to compensation for lost business income, business interruption insurance policies also often provide additional coverage, including compensation for extra expenses. Unfortunately, whether these policies cover the cost of business expenses incurred as a result of the COVID-19 pandemic isn’t always clear, so if you own a business and have suffered losses during… Read More »

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Collecting Compensation for Loss of Extended Business Income During the COVID-19 Pandemic

By Boone & Davis |

Businesses across the state have been hard hit by the COVID-19 pandemic. Fortunately, those  who have business interruption insurance may be able to weather these difficult times and obtain monetary relief from their insurers. It’s important to note, however, that not all business interruption insurance policies are created equal, with many policies excluding certain… Read More »

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Civil Authority Coverage

By Boone & Davis |

Businesses that face financial difficulties because they have been required to suspend their operations during the COVID-19 pandemic could be entitled to compensation for any loss of income if they have a business income insurance policy that has civil authority coverage. This type of coverage applies specifically in cases where a government order prevents… Read More »

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Does Business Interruption Insurance Cover COVID-19 Losses?

By Boone & Davis |

In March, Florida’s governor issued a stay-at-home order to help counter the spread of COVID-19 across the state. Unfortunately, these orders have resulted in the permanent closure of hundreds of businesses in Florida and across the nation, placing many residents in dire financial straits. While it is true that some businesses will simply be… Read More »

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Business Interruption Insurance

By Boone & Davis |

The COVID-19 pandemic has had a wide range of unanticipated consequences for people across the world. Business owners, in particular, however, have been hit especially hard, with thousands of companies permanently closing their doors over the last month. While it is true that business owners who have business interruption insurance may be able to… Read More »

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